RATES STARTING AT 10.50%*
Multi-Family Bridge Loans – Fast, Flexible Capital for Transitional Financing
Seamless Financing for Multi-Family & Mixed-Use Properties
At Trans-Bay Capital, we provide multi-family bridge loans designed for real estate investors, developers, and asset managers who need short-term financing to acquire, reposition, or stabilize properties before securing long-term debt. Whether you're purchasing an underperforming asset, refinancing, or preparing for construction, our bridge financing solutions offer the speed and flexibility to execute your investment strategy without delay.
With fast approvals, interest-only payment structures, and competitive loan-to-value ratios, our bridge loans help maximize opportunities while preserving liquidity.
Why Choose Trans-Bay Capital for Multi-Family Bridge Loans?
Loan Amounts from $500,000 to $5,000,000 – Capital solutions for mid to large-scale projects.
Up to 75% Loan-to-Value Financing – Cover acquisitions, renovations, or short-term capital needs.
Interest-Only Payment Structures – Maintain cash flow flexibility while repositioning your asset.
Fast Closings & Streamlined Process – Pre-qualification within 24 hours, closings in as little as 3-4 weeks.
No Prepayment Penalties – Exit the loan early when stabilization is achieved.
Bridge-to-Permanent Loan Transitions – Seamless path to long-term financing options.
Multi-Family Bridge Loans
LOAN AMOUNT
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Min: $500,000
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Max: $3,000,000 (Up to $10,000,000 on a case by case basis)
TERM LENGTH
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12 to 24 Months
PROPERTY TYPES
Multi-Family
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5+ Unit Properties
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Mixed-Use Properties
LOAN TYPES
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Interest Only
MAX LTC
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75% on purchases, Bridge/Light Rehab
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70% Heavy Rehab
MAX LTV
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Purchase 75%
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Refi Rate/Term 70%
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Refi Cash-Out 65%
MAX ALLOWED
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Max 85% (LTV “As Is”), 85% (LTC), and 80% (LTV
“As Repaired”) with approval
RECOURSE
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Full Recourse with Pledge of Equity of Borrowing Entity
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Non-Recourse Options Available
FICO
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Midscore 680
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For Non-Recourse 700
Who Qualifies for a Multi-Family Bridge Loan?
✔Investors acquiring value-add multi-family or mixed-use properties.
✔ Developers needing capital while transitioning from construction to permanent financing.
✔ Owners looking to refinance and stabilize an underperforming asset.
✔ Portfolio investors seeking short-term liquidity for high-value transactions.
How Our Multi-Family Bridge Loan Process Works
Step 1: Submit Loan Inquiry – Provide deal details and receive pre-qualification within 24 hours.
Step 2: Loan Structuring & Approval – Customized financing based on asset performance and value-add potential.
Step 3: Closing & Funding – Capital secured in 3-4 weeks.
Step 4: Execute Business Plan – Stabilize, refinance, or transition into long-term debt.
Let's Talk
Fill out the form below, and one of our knowledgeable sales team members will contact you directly to discuss your goals and address any questions you may have.
Brokers: Partner with Us & Elevate Your Success
Join Trans-Bay Capital and gain access to exclusive lending opportunities, expert resources, and competitive compensation structures. Partnering with us means leveraging our industry expertise and direct lending advantage to better serve your clients and grow your business.
Register below to start collaborating with a team that’s committed to your success.
States Where We Provide Lending
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